Your home has built wealth.
Put part of it to work.
Equivest helps eligible homeowners access part of their home’s value while keeping the home and continuing to live in it. You sell an agreed percentage of your title to an investor and become tenants in common. Keep some as cash, and, subject to independent advice, invest part into income-producing property.
Your home may be valuable. But it doesn’t currently pay you an income.
Many Australians have spent decades building real wealth in their home. That wealth is genuine — but it sits still. It doesn’t add to your monthly income, and reaching it has usually meant selling up or moving on.
We don’t think your equity is “lazy” or that you’ve made a mistake. You built something valuable. Equivest is simply one way to let part of it do more for you.
One platform connecting your home, investor capital and income property.
Here is the whole picture in five steps. Equivest doesn’t lend you the money — it coordinates the people and the parts so the arrangement is clear, independent and properly structured.
How Equivest works
Two of these steps are entirely your choice. Investing the proceeds is separate and optional.
You keep the home while you sell an agreed percentage of your title to an investor, and you become tenants in common. You continue living in the property under the agreed terms.
Retain part of the proceeds as accessible cash. Subject to independent advice, part may be invested into an income-generating project of your choice. You are never required to invest any of it.
You hold your own interest in the project you chose — your capital is not combined with other investors’. The property is managed by an independent professional manager, and the income it produces is paid to you. It moves with rents and costs, so it can rise, fall or pause.
See how one complete transaction could work
Pick the path that fits you, then step through it from start to exit. Most homeowners simply keep the cash. These figures are illustrative — not an actual customer result.
You own a home worth about $1,200,000 and you want to keep living in it. You keep the home — you simply sell an agreed percentage of your title to an investor.
Actual release amounts, ownership interests, fees, property returns, distributions and future values will vary. Income and capital are not guaranteed. This example does not represent an actual completed customer result.
Your home, from day one to one day
This is a long-term arrangement, designed to sit quietly in the background. Here is what happens, and when.
You receive your capital and keep living in your home, still on the title.
You stay in your home. If you invested, the rental income from your project is paid to you.
You may be able to buy back the investor’s interest earlier, under your agreed terms.
When the home is sold, you or your estate keep ~80%; the investor receives their agreed share.
One ecosystem. Two separate decisions.
Unlocking equity and investing the proceeds are connected — but they are not the same choice. The second one is always yours to make, or not.
Access part of the value built in your existing home, and keep living in it.
Investing the proceeds is a separate, optional decision — not all of it needs to be invested.
Understand both sides of the transaction
This is a genuine exchange. Here is what you may receive, and what you give in return — side by side, with nothing buried.
Is Equivest suitable for you?
It works best in particular circumstances. Here is an honest picture of who it tends to suit.
Designed around informed decisions
Independent steps are built into the process — not added on at the end. None of this removes risk; it helps you go in with your eyes open.
Property selected for income, not hype
The income side focuses on new-build residential property chosen for steady, sustainable cash flow — not speculation on rising prices.
Examples are illustrative and not offers or recommendations. Rents, debt, reserves and distributions vary by project and are disclosed in full before any decision. Income and capital are not guaranteed.
Long-term property opportunities, backed by real homes
Equivest connects approved investors with separately structured opportunities across established home equity and new-build income property.
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No fixed or guaranteed returns. Capital is at risk.
Explore Equivest for Investors →Property made flexible for more Australians
Designed to help eligible buyers purchase a share of a home when buying the whole property is beyond their current reach — part of the wider Equivest ecosystem.
Explore CoBuy →
Questions homeowners ask first
Plain answers to the things that matter most. If yours isn’t here, our Australian-based team is happy to talk it through.
Your home has created wealth. See whether part of it could create income.
Complete a short eligibility assessment to receive an initial illustration based on your home, circumstances and objectives.
No obligation. No transaction proceeds without your approval and the required independent reviews.