Important Information

Equivest AI Pty Ltd (ABN 66 693 610 310) · Last updated: July 2026

This page replaces any previously published disclosure documents and sets out important information about Equivest and the arrangements described on this website. Please read it together with our Website Terms of Use, Platform Terms of Service and Privacy Policy.

About Equivest

Equivest AI Pty Ltd operates a technology platform that coordinates arrangements between homeowners, investors and other participants — including eligibility assessment, independent valuation coordination, participant matching, transaction administration and ongoing reporting.

Equivest does not lend money, does not provide credit, and does not operate as a bank.

Key features of the arrangement

Under the arrangements Equivest coordinates, a homeowner sells an agreed percentage of the title to their home to an investor. The homeowner and the investor then hold the title together as tenants in common in the agreed proportions. The arrangement is not a loan and does not involve monthly repayments.

The terms of each arrangement are set out in its own legal documentation, which the homeowner reviews with their own independent solicitor before signing. Those documents are intended to provide that:

  • the homeowner has the exclusive right to occupy the home;
  • the investor has no right to occupy or use the home without the homeowner’s written consent;
  • the co-ownership deed restricts the investor from seeking possession of the home, and from applying for a court-ordered sale or partition of the property, during the term of the arrangement;
  • the homeowner remains responsible for the outgoings of the property as sole occupant; and
  • the homeowner may buy back the investor’s interest in accordance with the agreed terms.

These protections take effect through the executed legal documentation. Your rights and obligations are those set out in your own documents — read them in full, and rely on your own solicitor’s advice about them, not on this summary.

No financial services licence — general information only

Equivest AI Pty Ltd does not hold an Australian Financial Services Licence and does not provide financial product advice.

All information on this website and the Equivest platform is general information only. It does not constitute financial product advice, legal advice, taxation advice or credit assistance, and it does not take into account your objectives, financial situation or needs. Before acting on any information, consider its appropriateness to your circumstances and obtain independent professional advice.

No offer by Equivest

Nothing on this website constitutes an offer, invitation or recommendation by Equivest to enter into any arrangement or to acquire any financial product. Any opportunity to invest is offered by the relevant third-party developer or issuer through its own offer documentation, and any investment is made directly with that developer — not with Equivest. Equivest is not the issuer of any investment, does not recommend or endorse any developer or opportunity, and does not verify developer-provided information. Where you proceed with an investment, your deposit is held in Equivest’s statutory trust account, operated under its corporate real estate licence and subject to independent annual audit, separate from Equivest’s own funds, until released to the developer under your transaction documents; the balance is paid by you directly to the developer. Read the developer’s offer documentation in full and obtain independent advice before making any decision.

Illustrations are not promises

All figures on this website — including home values, release amounts, ownership percentages, rental income, distributions, returns and future values — are illustrative only. They are not forecasts, not actual customer results, and not guarantees. Income and distributions can rise, fall or stop. Property values can fall as well as rise. Capital is at risk.

Key risks

Arrangements of the kind Equivest coordinates involve significant risks, including:

  • Market risk — property values may decline, reducing the value of your retained share or investment;
  • Income risk — rental and distribution income is variable and may reduce or pause;
  • Liquidity risk — these are long-term arrangements; exiting early may be difficult, slow or costly;
  • Development and project risk — new-build property may be delayed, cost more than expected, or not complete;
  • Counterparty risk — outcomes depend in part on the performance of other participants and service providers;
  • Concentration risk — exposure to a single property or small number of properties;
  • Legal and structural risk — arrangements rely on contractual terms; disputes or changes in law may affect outcomes; and
  • Government benefits impact — releasing equity or holding investments may affect means-tested entitlements such as the Age Pension.

This list is not exhaustive. The specific risks of any arrangement are set out in its transaction documentation.

Independent advice is built in

Before entering any arrangement coordinated by Equivest, homeowners are required to obtain independent legal advice, and any decision to invest released capital should be made only with independent financial advice. An independent valuer — not Equivest — assesses your home.

Fees

Equivest may receive fees including platform, transaction and administration fees. All fees applicable to you are disclosed in full before you commit to any arrangement and are set out in the transaction documentation. Equivest does not charge you for an initial eligibility assessment.

Complaints

If you have a complaint, contact complaints@equivest.ai. Our Complaints Handling Policy is available on this website.

Contact

Equivest AI Pty Ltd — Email: info@equivest.ai