Your home has built wealth.
Put part of it to work.
Equivest helps eligible homeowners access part of their home’s value — without selling or moving. Keep some as cash, and, subject to independent advice, invest part into income-producing property.
Your home may be valuable. But it doesn’t currently pay you an income.
Many Australians have spent decades building real wealth in their home. That wealth is genuine — but it sits still. It doesn’t add to your monthly income, and reaching it has usually meant selling up or moving on.
We don’t think your equity is “lazy” or that you’ve made a mistake. You built something valuable. Equivest is simply one way to let part of it do more for you.
One platform connecting your home, investor capital and income property.
Here is the whole picture in five steps. Equivest doesn’t lend you the money — it coordinates the people and the parts so the arrangement is clear, independent and properly structured.
How Equivest works
Two of these steps are entirely your choice. Investing the proceeds is separate and optional.
An approved investor provides capital today in exchange for an agreed entitlement connected to part of your home’s future value. You continue living in the property under the agreed terms.
Retain part of the proceeds as accessible cash. Subject to independent advice, part may be invested into a separate income-producing property vehicle. You are never required to invest any of it.
The vehicle acquires new-build property selected for rental demand and sustainable cash flow. Available income is distributed in proportion to your investment — it can rise, fall or pause.
See how one complete transaction could work
Step through the same example from start to exit. Switch the scenario to see how the income could change. These figures are illustrative — not an actual customer result.
You own a home worth about $1,200,000 and you want to keep living in it. Nothing here requires you to sell or move.
Actual release amounts, ownership interests, fees, property returns, distributions and future values will vary. Income and capital are not guaranteed. This example does not represent an actual completed customer result.
Your home, from day one to one day
This is a long-term arrangement, designed to sit quietly in the background. Here is what happens, and when.
You receive your capital and keep living in your home, still on the title.
You stay in your home. If you invested, your share of available income is distributed.
You may be able to buy back the investor’s interest earlier, under your agreed terms.
When the home is sold, you or your estate keep ~80%; the investor receives their agreed share.
One ecosystem. Two separate decisions.
Unlocking equity and investing the proceeds are connected — but they are not the same choice. The second one is always yours to make, or not.
Access part of the value built in your existing home, and keep living in it.
Investing the proceeds is a separate, optional decision — not all of it needs to be invested.
Understand both sides of the transaction
This is a genuine exchange. Here is what you may receive, and what you give in return — side by side, with nothing buried.
Is Equivest suitable for you?
It works best in particular circumstances. Here is an honest picture of who it tends to suit.
Designed around informed decisions
Independent steps are built into the process — not added on at the end. None of this removes risk; it helps you go in with your eyes open.
Property selected for income, not hype
The income side focuses on new-build residential property chosen for steady, sustainable cash flow — not speculation on rising prices.
Examples are illustrative and not offers or recommendations. Rents, debt, reserves and distributions vary by project and are disclosed in full before any decision. Income and capital are not guaranteed.
Long-term property opportunities, backed by real homes
Equivest connects approved investors with separately structured opportunities across established home equity and new-build income property.
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Opportunities are intended for approved, wholesale or sophisticated investors. No fixed or guaranteed returns. Capital is at risk.
Explore Equivest for Investors →Property made flexible for more Australians
Designed to help eligible buyers purchase a share of a home when buying the whole property is beyond their current reach — part of the wider Equivest ecosystem.
Explore CoBuy →Questions homeowners ask first
Plain answers to the things that matter most. If yours isn’t here, our Australian-based team is happy to talk it through.
Your home has created wealth. See whether part of it could create income.
Complete a short eligibility assessment to receive an initial illustration based on your home, circumstances and objectives.
No obligation. No transaction proceeds without your approval and the required independent reviews.