🏡 Now onboarding Aussie homeowners

Got home equity? Turn it into cash! (without selling!)

Your home is sitting on a fortune. Equivest matches a slice of your unused equity to vetted Aussie property projects — and pays you the upside. No selling. No new debt. Just smarter equity.

Get started — it's free See what your home could earn
+
Aussies are joining the waitlist daily. Takes 2 minutes to set up.

Australian homeowners are richer than they think.

$9.5T
total Aussie homeowner equity
80%
of household wealth in property
<1%
earning income today
5%+
target net yield available
⚡ How it works

Three steps. Two minutes.
A second income.

You stay on the title. You don't refinance. You don't take on new debt. Easy as.

Step 01

Tell us about your home.

Pop in your address and a few quick details. Our AI works out how much of your equity is safely deployable — usually in under a minute.

Step 02

We find the deals.

You'll see vetted Aussie property projects matched to your risk profile. Approve the ones you like. Skip the rest. Nothing happens without your say-so.

Step 03

Watch your equity earn.

Track returns in real time. As deals wrap up, choose to redeploy or cash out. Your call, every time.

🔄 The mechanism

How $600k of sleeping equity becomes $2,500 a month.

Tap through the four steps to see exactly where the money flows.

YOUR HOME $1.5M $600k unlocked equity INVESTMENT PROPERTY $600k 9% target yield VERIFIED $600k deployed $2,000/mo facility cost YOUR PASSIVE INCOME $2,500/mo $30,000 a year, no out-of-pocket $2,500/mo to you ⏰ Right now $600k earning $0/month
$4,500/mo Property rent
−
$2,000/mo Facility cost
=
$2,500/mo Your spread, every month

Illustrative example using a 9% target gross yield on a $600k cashflow-positive development and a ~4% effective facility cost. Real deals are project-specific, fully disclosed before approval, and capital is at risk.

🧮 Have a quick play

What could your home actually earn?

Drag the slider. We'll show you a ballpark.

$600,000
$100k$5M

Most Aussie homeowners with a paid-down mortgage have between $300k–$1.2M sitting idle. Equivest only ever deploys a portion of it, and you decide how much.

Estimated monthly income
$2,250/mo
Or $27,000 a year in passive income.
Lock in your spot →
Illustrative only. Based on a ~5% net effective yield on unlocked equity (e.g. ~9% gross property yield less ~4% facility cost). Actual yields, allocation amounts and returns are project-specific, disclosed in full before approval, and are not guaranteed. Capital is at risk.
💜 Why homeowners love it

Six reasons your equity should've started working years ago.

You keep the house. Full stop.

Not a reverse mortgage. Not a sale. You stay on the title. We just put the equity that's already yours to work.

No new debt. No new repayments.

You don't borrow personally. You don't refinance. The property's rent covers the facility — your equity just earns.

Smart matching, not guesswork.

Our AI scores every deal on builder track record, market data and risk — only matching what fits your appetite.

You're in control of every decision.

We recommend properties and lay out every detail. Chat directly with the developers, and only go through when the time's right.

Aussie humans, when you want them.

Our specialists are based here. Real people on the phone, in your timezone, no scripts and no offshore call centres.

Built like a bank, sized like a startup.

30+ years of financial services law on the team. Compliance built in from day one — without the bank-style red tape.

🇦🇺 What Aussies are saying

Real homeowners. Real conversations.

★★★★★

"I had $600k sitting in the house doing nothing. Now I get a couple of grand a month — and I didn't have to sell or pay a cent out of pocket."

Sarah M.
Sarah M.

Brisbane · Homeowner since 2011

★★★★★

"Setup was honestly two minutes. The dashboard is dead simple — every project, the risk level and the ROI all laid out in plain English."

James K.
James K.

Sydney · Self-funded retiree

★★★★★

"My broker couldn't believe it. The income is real, the Equivest team has my back — and they're helping me scale my portfolio and income."

Rachel T.
Rachel T.

Melbourne · Investor

⚠️ Illustrative testimonials — replace with real homeowner quotes once collected.

📈 The opportunity

Australia is sitting on $9.5 trillion of dormant equity. Less than 1% of it is doing anything.

80% of Aussie household wealth is locked up in property, and most of it earns zero. Meanwhile we're short hundreds of thousands of homes. Something's gotta give — and that's where Equivest comes in.

$9.5T
In Aussie homeowner equity sitting idle
RBA / CoreLogic, 2024
<1%
Of that equity earns yield today
Internal model, 2025
300k
Aussie housing supply shortfall
APU / MacroBusiness, 2025
🛡️ Safety first

Your equity is treated like the family asset it is.

Only verified developers

Vetted on track record, capital structure and approvals.

Risk-banded matching

You're never matched above your risk profile. Period.

You approve every match

Nothing auto-allocated. Full project docs every time.

Independent legal oversight

30+ years of financial services law watching the rails.

🏘️ The marketplace

Explore the marketplace.

Live opportunities from our vetted developer network.

equivest.ai/marketplace
YIELD7.5%
Student Accommodation

Carlton, VIC

Purpose-built. High demand.

$280k Equity required
~$1,170 Income / month
YIELD8.2%
Co-living Home

Parramatta, NSW

Multiple income streams.

$420k Equity required
~$1,750 Income / month
YIELD6.1%
Dual-Key Home

Gold Coast, QLD

Two rental incomes.

$580k Equity required
~$2,420 Income / month
YIELD9.1%
NDIS Housing

Brisbane, QLD

Government-backed tenants.

$340k Equity required
~$1,420 Income / month
YIELD7.8%
Townhouse Block

Brunswick, VIC

8-unit infill development.

$890k Equity required
~$3,710 Income / month
YIELD7.2%
Build-to-Rent

Newtown, NSW

Long-term rental income.

$1.2M Equity required
~$5,000 Income / month
YIELD8.4%
Off-the-plan apartment

Parramatta, NSW

Pre-completion uplift baked in.

$420k Equity required
~$2,940 Income / month
YIELD9.6%
Subdivision

Geelong, VIC

3-block subdivision, regional growth corridor.

$610k Equity required
~$4,880 Income / month
YIELD7.9%
Townhouse pair

Norwood, SA

Two-on-one, owner-occupier ready.

$385k Equity required
~$2,530 Income / month
YIELD10.4%
Dual-occupancy

Logan, QLD

Two homes, one title — twin rental streams.

$520k Equity required
~$4,510 Income / month
YIELD8.1%
Granny flat add-on

Penrith, NSW

Existing home + secondary dwelling.

$240k Equity required
~$1,620 Income / month
🙋 Common questions

Stuff homeowners ask us first.

Wait — is this a loan or reverse mortgage?

Nope. Not a loan, not a line of credit, not a reverse mortgage. You don't take on new debt and you don't sell any portion of your home. Capital is allocated to vetted property developments through Equivest — you just keep the home.

How much of my equity gets used?

Only a portion. Our risk model works out a safely-deployable amount based on your property, mortgage and risk profile — and you can always cap it lower than the model suggests. You're in charge.

What if a development underperforms?

Every project ships with documented protections, risk bands and exit terms. If something underperforms, our adaptive risk engine flags it early and the team works the contractual remedies. Detailed risk disclosures are provided per project, and capital is at risk.

Is Equivest regulated?

Yes — Equivest is built to operate within Australian financial services regulation, with 30+ years of FS law on staff via our CLO Andrew Ham. Pre-launch, we're working closely with counsel to ensure every offering is structured, disclosed and licensed for the relevant jurisdiction.

How fast can I get started?

About two minutes for the account itself. Verifying your equity and matching you to projects takes a bit longer — usually a few business days while our team confirms the details. Free to join, no obligation.

⏰ Don't leave money on the table

Your home is already worth a fortune. Make it act like it.

Set up an account in two minutes. We'll show you exactly how much your equity could be earning and the projects you'd match to today.

Create your free account → Already a member? Log in