Product Disclosure Statement & Financial Services Guide

Last updated: February 2026

Important: Please read these documents carefully before making any investment decisions. If you do not understand any part of these documents, please seek independent financial advice.

Financial Services Guide (FSG)

1. About Us

Equivest.AI Pty Ltd (ABN 12 345 678 901) is a Corporate Authorised Representative (No. 123456) of Australian Financial Services Licensee (AFSL 123456).

This Financial Services Guide (FSG) is designed to help you decide whether to use the financial services we offer. It contains information about our services, how we are remunerated, and how complaints are handled.

2. Our Services

We provide:

  • A technology platform connecting investors with property investment opportunities
  • General information about property investments
  • Access to verified developers and property owners

Important: We do not provide personal financial advice. Any information provided is general in nature and does not take into account your personal objectives, financial situation, or needs.

3. How We Are Paid

Equivest.AI may receive remuneration in the following ways:

  • Platform fees from developers and property owners
  • Transaction fees on successful investments
  • Subscription fees for premium services

Details of any fees applicable to you will be disclosed before you commit to any transaction.

4. Complaints Handling

If you have a complaint about our services, please contact us:

Email: complaints@equivest.ai

We will acknowledge your complaint within 24 hours and aim to resolve it within 30 days. If you are not satisfied with our response, you may refer your complaint to the Australian Financial Complaints Authority (AFCA).

Product Disclosure Statement (PDS)

1. About This Document

This Product Disclosure Statement (PDS) provides information about property investment opportunities available through the Equivest.AI platform. It is designed to help you make an informed decision about whether these investments are suitable for you.

2. Key Features

  • Direct investment in Australian property developments
  • Access to vetted developers and property owners
  • Transparent fee structure
  • Regular reporting and updates

3. Risks

All investments carry risk. Key risks include:

  • Market Risk: Property values can go down as well as up
  • Liquidity Risk: Property investments are typically illiquid
  • Development Risk: Projects may be delayed or not completed
  • Rental Risk: Rental income may be lower than projected
  • Interest Rate Risk: Changes in interest rates may affect returns

4. Fees and Costs

Fees and costs vary depending on the specific investment opportunity. All applicable fees will be disclosed in the offer documentation for each investment.

5. Cooling-Off Period

Depending on the investment type, you may have a 14-day cooling-off period during which you can withdraw your application. Details will be provided in the specific offer documentation.

6. Contact Information

For more information about our products and services:

Email: info@equivest.ai

Website: www.equivest.ai